Protection Services

Protection Services Advance Financial Consultants Limited

Your mortgage is likely to be your biggest financial commitment. Protecting it – and your family – is vital. At Advance Financial Consultants Ltd, we provide tailored insurance advice to ensure you have the right financial protection in place.

We compare protection products from leading UK insurers to offer reliable, affordable and comprehensive cover suited to your individual needs

Why Financial Protection Matters?

Life can be unpredictable. Illness, loss of income or unexpected events can place your home and financial security at risk. The right protection plan provides peace of mind and financial stability for you and your loved ones.

Our Protection Products

1. Life Insurance

Life insurance provides a lump sum to your beneficiaries if you pass away during the term of the policy.

Types of life insurance we offer:

Level term insurance

Decreasing term (mortgage protection)

Increasing term

Family income benefit

Whole-of-life insurance

Common uses:

Repaying a mortgage

Providing for dependents

Covering funeral costs

Estate planning support

2. Critical Illness Cover

Critical illness cover pays a tax-free lump sum if you are diagnosed with a serious condition such as cancer, heart attack or stroke.

We help with:

• Stand-alone critical illness

• Combined life & critical illness

• Children’s critical illness options

• Policies with enhanced medical definitions

This cover can help pay for:

• Mortgage and household bills

• Medical treatment

• Family support

• Lifestyle changes

3. Income Protection

Income protection replaces part of your monthly income if you are unable to work due to illness or injury.

Key features:

 • Short-term or long-term policies

• Suitable for employed or self-employed individuals

• Cover until retirement age, depending on plan

• Regular monthly benefit paid during incapacity

4. Family Income Benefit

Instead of a lump sum, family income benefit provides regular monthly payments to your family if you pass away during the term.

Ideal for:

 • Young families

• Long-term budgeting

• Replacing lost income

5. Buildings & Contents Insurance

We compare home insurance policies that cover:

• Fire

• Flood

• Theft

• Accidental damage

• Personal possessions

This ensures your property and belongings are fully protected.

6. Business Protection

We also provide advice on:

• Key person insurance

• Shareholder protection

• Relevant life insurance

• Business income protection

Our Protection Advice Process

1- Needs & risk assessment

2- Application and underwriting

3- Comparing providers & premiums

4- Ongoing policy review

5- Tailored policy recommendation

Important FCA Disclaimer

• Protection policies have no cash-in value and are not savings or investment products.

• Cover will depend on the policy terms, exclusions and continued pre

Get Expert Mortgage & Protection Advice Today

Whether you are purchasing a home, remortgaging, or securing your family’s future, Advance Financial Consultants Ltd offers high-quality, ethical and FCA-compliant advice.

About Us

We work closely with leading UK lenders and insurers to find the best deals available — saving you time, money, and unnecessary stress.

Company

Home

Mortgage Services

Protection Services

Contact

01895806515 / 02037500056

ruchi@advancefinancial.co.uk

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